Math-backed, not AI guesswork

Which card should you
actually pay with?

Ask in plain words. We read your cards' real reward terms, compute the exact cashback for each, and tell you the winner — with the rule quoted as proof.

Continue with Google
HDFC BANK
•••• 4291
Swiggy CardVISA
AXIS BANK
•••• 8807
AceMC
₹2,500 dinner on Swiggy →
HDFC Swiggy Card
10% back · rule verified
₹250
How it works
01
Add your cards
Pick from a catalog of Indian cards — no numbers, no linking. Just “I own this.”
02
Ask anything
“₹2,500 dinner on Swiggy” — plain words, any merchant, any amount.
03
Get the math
The winning card, the exact ₹, and the bank rule that proves it.
🛡️
We compute from the banks' actual T&Cs
The reward math is deterministic — every ₹ we show is traced to a specific rule clause, never an AI guess.